Cost of Living in Chesterfield
Derbyshire, England
Average House Price
£270.8k
+7%vs UK avg (£290k)
Median Salary
£38,584
+1%vs UK avg (£39,039)
Average Rent
£940/mo
+22%vs UK avg (£1,200)
Quick Facts
Council Tax
£2,246
Band D / yr
Energy
£149
/ mo
Water
£35.00
/ mo
Broadband
£38.00
/ mo
Bus Pass
£67.63
/ mo
Housing
House Prices in Chesterfield
Average price (all types)
£270,840
House prices in Chesterfield have increased by +1.0% over the past year.
Salaries
Salaries in Chesterfield
vs UK National Median (£39,039)
Monthly costs
Monthly Cost of Living in Chesterfield
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent | £940 |
| Housing | Council Tax | £187 |
| Utilities | Energy | £149 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £38.00 |
| Transport | Transport | £175 |
| Food | Groceries | £251 |
| Leisure | Leisure | £142 |
| Estimated Total | £1,917 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport
Transport Costs in Chesterfield
£67.63
£1.34
£175
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Frequently Asked Questions About Living in Chesterfield
- What is the average house price in Chesterfield?
- The average house price in Chesterfield is £270,840, based on HM Land Registry data for 2025-12-01. Detached homes average £421,800, while flats and apartments average £149,850. Prices have risen by +1.0% over the past year.
- What is the average salary in Chesterfield?
- The median annual salary in Chesterfield is £38,584, compared to the UK national median of £39,039. This is £455 below the national average. Salaries typically range from £26,288 (lower quartile) to £50,880 (upper quartile).
- How much does it cost to rent in Chesterfield?
- Average monthly rent in Chesterfield is £940 per month. Rents have increased by +3.5% over the past year.
- Is Chesterfield an affordable place to live?
- Chesterfield is reasonably affordable, with rent taking up around 29% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £940, while the median annual salary is £38,584 (approximately £3,215 per month before tax).
- How does Chesterfield compare to London?
- The average house price in Chesterfield is £270,840, compared to approximately £551,000 in London. Property in Chesterfield costs around 49% of London prices, making it £280,160 cheaper on average. Rent is also more affordable, at £940 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Chesterfield?
- House prices in Chesterfield are currently rising, with a +1.0% increase over the past year. The current average price of £270,840 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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